Recreational Vehicle Insurance
Recreational Vehicle Insurance Quote Forms
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Recreational Vehicle Insurance Information
Owners of both an RV and a boat are usually in for some memorable adventures. However, these are two large pieces of machinery that, if not properly protected, can be costly losses. Both come with unique risks, and it’s imperative to have the proper insurance coverage to help recover from any losses you might sustain in the water or on the road.
800 Insurance is the preferred independent insurance agency of Daly City residents, and we are committed to providing every RV and boat owner with the quality, affordable insurance that they deserve. Call us at 415-928-2886 or request your free policy quote now!
Common RV & Boat Insurance Questions
Why Do I Need RV & Boat Insurance?
RV and boat insurance protects you and your property value against the risk of costly, unforeseeable challenges that can occur at any time. These separate, unique and customizable benefits can help you afford to recover from these challenges.
What do RV Policies Cover?
RV insurance will include protection matching the driving and property risks associated with your vehicle. Some of the coverage you might need to carry includes:
Collision Insurance: Covers damage to your own vehicle after a wreck.
Comprehensive Insurance: Pays for vehicle damage from non-accident mishaps, like weather damage.
Medical Coverage:Pays for your medical bills and those of your passengers.
Uninsured/underinsured Insurance:Insures you against damage caused by someone else who doesn’t have appropriate liability coverage.
Campsite and Vacation Coverage:Covers liabilities associated with using the RV as a vacation property.
Full-Time Residence Insurance:If you live in the RV permanently, turn to this coverage.
Other coverage offers help for roadside assistance, rental car coverage, and expenses protection like emergency hotel bills.
What is Covered Under Boat Insurance?
Boat insurance offers numerous types of coverage, including:
Physical Damage: This covers the boat and its attached fittings and fixtures from fire, theft, vandalism, wind, hail and collision.
Medical Payments: This covers medical expenses for the policyholder and their passengers after an accident.
Liability Insurance: This covers bodily injury and property damage the boater may cause to someone else in an accident.
Guest Passenger Liability Insurance: This covers expenses if a permissible passenger causes an accident while operating the boat.
Your plan can also contain a host of other benefits like:
How Much Does RV & Boat Insurance Cost?
Policy rates vary based on multiple factors, including:
Value of the RV and boat
However, you can save money by bundling multiple insurance policies with the help of 800 Insurance. Ask us today about our multi-policy discount rates, and how we can compare the policies of all the carriers in our network to make sure we get you the most appropriate coverage for your needs.