Auto and Homeowners Insurance
Auto and Homeowners Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Auto and Homeowners Insurance Information
If you are looking to save money on your policies, consider a home/auto insurance bundle. You can get all your coverage in one place, at a price you can afford.
What’s an insurance bundle?
Most of us need more than one insurance. We also are looking for easy ways to manage our coverage, for an affordable price. To meet these needs, most insurance companies offer policy bundles to add convenience to policy ownership.
Some insurers allow you to set the same start and end dates for all coverage.
Importantly, most insurers will offer discounts to bundling customers.
Some of the most critical policies you’ll need to carry are homeowners and car insurance. If you choose to bundle policies, you will receive the most far-reaching and helpful protection.
What do auto policies cover?
The law requires nearly everyone to carry car insurance. Most include a diversity of coverage:
Bodily injury liability coverage pays for their medical bills (and in some cases deaths)
Property damage liability pays for damage to the other driver’s property, like their car.
Collision Insurance: Covers damage to your own vehicle after a wreck.
Comprehensive Insurance: Pays for damage from non-accident mishaps, like weather damage.
Medical Coverage: Pays for your medical bills and those of your passengers.
Uninsured/underinsured Insurance: Insures you against damage caused by someone else who doesn’t have appropriate liability coverage.
Other coverage offers help for roadside assistance and rental car coverage.
Ask one of our agents to help you tailor a policy that meets your personal coverage and cost needs.
What does home insurance cover?
Your home is likely one of the most expensive possessions you’ll ever have Due to this, you need to insure it with targeted homeowners insurance. This policy may include:
Structure protection: Insures your house, garage and often detached buildings on the property. Can cover you in case of damage from fires, weather, theft or other hazards.
Possessions insurance: Pays for damaged belongings. Protection might pay for everything from food in the pantry to computer systems
Liability coverage:If you harm someone else or damage their property, you can use this coverage to compensate them. Coverage will often pay for incidents on or off your property.
Additional expense protection: Do you need to move out temporarily after an accident? Let this coverage reimburse you for expenses like dining or hotel bills.
Ask your agent to adjust your coverage to match the optimized value of your property accurately as possible. In doing so, you will have fewer limitations when making a claim.
Contact us today
To receive your own customized auto and home policy, call us at 415-928-2886 or request your free quote now!